Posted on: | Category: Land Loans
When you get a payday loan from a cash advance company, you want to know above all that you have received a safe cash advance. Although online payday loans definitely increase the convenience of getting the money that you need, there are always concerns of privacy and safety concerning giving out personal information.
We want you to know that we are listening to your concerns and we are always out in front of issues that affect our customers. You can rely on us to provide you with the most reliable payday loans in the financial services industry. The reason that we have been able to survive in the financial services industry so long is because we provide the most trusted payday loans online for our customers. The safe payday loans guarantee that we offer will give you the peace of mind that you need to know that your information is always safe with us.
To protect the security of your information, the first thing that we do is limit access to it. Our employees are subject to a comprehensive background check before being hired, and after becoming employed, they are trained and thoroughly instructed to protect the personal information of our customers at all times. We also implement a variety of safety measures including electronic and physical monitoring methods for an added level of protection.
You can also rest assured that we will not give out your personal information to any third party unless you expressly asked us to, with a few limitations. For instance, if we are required to provide your information to a law enforcement agency, we are sure that you will understand our need to do that. However, when it comes to selling your information or otherwise using your information in ways that it could come back to harm you, we maintain a strict policy of absolutely no sharing and strict protection over your valued personal information.
In keeping with this policy, we will also only limit our gathering of information to times when we really need to do so. Of course when you apply with us you will have to provide basic information such as your name, address and phone number, but you will not have to worry about providing this information or any other detailed personal information at a later time.
We look forward to serving your financial needs, and thank you for your continued trust!
Posted on: | Category: Land Loans
Benefits of Getting a Loan for Buying Land
Many people dream of the day when they can finally buy their very own real estate. The unfortunate part is that many people never see this day because they are unsure of what to expect when buying property. When it really comes down to it, buying land can be extraordinarily expensive and may be an investment that you and your family members are just not ready for. Because of this, it is imperative that you understand how the best land loans work and why so many people apply for these types of loans every single day.
The land loans we offer are great for people who do not have good credit scores. This means that your dream of owning property can finally come true despite the fact that you have a poor financial background. There is just nothing more enjoyable than being able to have your own real estate without worrying that banks are going to turn you down simply because your credit score is bad. The first step in getting your loan is to fill out our easy online application form. This form will ask you for some basic information so that we can get you the loan that you so desperately need in life.
How to Apply for a Land Loan
If you are looking for fast online loans no credit check required, you have come to the right place and are only a few clicks from receiving the money that you need. First, we ask that you fill out the application form on our website so that we can approve you for money. In most cases, you will be approved within one hour and your credit score will never be checked during this process. This means that even if you have a bad score, there is still a very good chance that you will receive the loan that you have requested from our company.
We make it easy for you to get quick cash when you need it most. We understand that many people want to have their very own property and real estate, but are not able to afford things because their credit scores are not good. Because of this, we will never run credit checks on any of our customers because we realize that you want to have your dreams of being a homeowner come true as well.
Posted on: | Category: Land Loans
Nobody wants to live with debt. Nobody wants to borrow money when they’ve already extended themselves one too many times on credit cards and bank loans. However, sometimes we all need some extra money. For those times when it seems as if there is little to no recourse for borrowing money, take the time to look into securing easy payday loans online. A payday loan is not only easy to secure, its fast, safe and you can have the money in your account within the same day of your approval. If you need a bad credit cash advance and are concerned about how your credit rating will affect your ability to secure a payday loan, don’t despair. There are several payday loans no credit check available to choose from. So, what can you expect from securing a faxless payday loan?
Easy payday loans online require little more than completing a couple of simple and straightforward steps. Applicants must be currently employed, of legal age, have a working telephone number and have access to a checking or savings account that allows for direct deposit. Some bad credit cash advance sites require that applicants be employed for a given period of time, often between 3 to 6 months. In addition, a number of sites limit the initial amount borrowed in order to ease applicants into the process of borrowing and paying back these short-term loans.
Most online payday loan sites are safe, secure and provide you with the cash you need within the same day of approval. In some cases, that money is transferred to your account within minutes. Payday loans are excellent borrowing vehicles for all kinds of situations. Like their name implies, they are a short-term loan to cover individuals in-between their paychecks. Individuals borrow enough to hold them over until their next payday. These loans aren’t just for those with good credit ratings. In fact, payday loan providers don’t concern themselves with the applicant’s credit history or score. Instead, they base their decision to lend money solely on the applicant’s ability to provide proof of employment. If you are currently employed, then a faxless payday loan can be yours.
You don’t have to accept the extremely high interest rates on bank loans, credit lines and credit card cash advances. You no longer have to accept that your balances will remain stubbornly high. Instead, you can secure the cash you need with an online payday loan. Borrow what you need and pay it off when you can. It really is that easy.
Posted on: | Category: Hard money land loans | Tags: land loans rates, land loans texas, mobile home loans with land
When people need to purchase land, they will need to apply for loans for land purchase. When they begin to seek loans to buy land, they may find that it is a little more difficult than it was when they applied for the mortgage loans on their houses. The reason is that they are seeking a loan not just for the land, but also for the developed property.
More will be considered when people are taking vacant land loans because when people purchase land, they will have ideas for what they will do to further develop the land. To make the lender believe that lending money for these bare land loans is a good idea, the borrowers must have a plan for the land that will cause them to make a profit. If they can demonstrate to the lender that their ideas have a good chance of coming to fruition, the lenders will see that they have a good chance of receiving the money they loan back.
Commercial versus Recreational Land Loans
If the borrowers are seeking commercial land loans, they will be in a better position to receive the loan than someone who has no plans to develop the land for profit. For example, farm land loans are easier to obtain because the farmer will plant crops on this land and obtain an income from the sale of these crops. These loans are a lower risk for the lender. If the land will be used for purposes of recreation, these loans will be considered higher risk for lenders.
Hard Money Loans
One example of land loans are the hard money land loans that save people in financial difficulties. People often obtain these land loans when they have defaulted on their first mortgages or they are currently in bankruptcy or foreclosure proceedings. These loans often have high interest rates but also use the land as collateral for the loan. The interest rates are going to be higher on these types of loans because the terms will be shorter, such as a couple of months or a couple of years.
When people obtain these types of land loans, they may be seeking a sum of money to finance a project that will help them bring in an income. The borrowers will need to prove they are worthy of the loan in a traditional manner by presenting their credit scores, their current income and whatever else the lender chooses to ask the borrower. The main criteria, however, will be how much the land is currently worth.
After people have been approved for these loans, the lender will determine how much to lend the borrowers. The most people will be able to receive would typically be 65 to 70 percent of the property’s current value.
Loans for Mobile Homes and Land
Sometimes, people have the opportunity to purchase the land where they will park their manufactured homes. For this purpose, they may receive manufactured home loans with land. These mobile home loans with land can offer people fixed terms for low interest rates if they have good credit scores. They may be able to receive very favorable terms such as a 7.99 percent interest rate for the highest credit scores. These loans may also allow people to pay their loans early without any prepayment penalties.
Loans from the Equity in the Land
Land equity loans are a convenient way for people to finance the house they will build on their land. In these cases, people may completely own the land, so they can use this land as a down payment for the loan they will receive for building the house. If they have sufficient equity in the land, they can still qualify to use this land as their down payment for the loan.
People may want to consider loans on land equity because a home loan would, most likely, cost them more in interest. What also makes these loan terms more favorable is the fact that they are making improvements on the land, improvements that may be factored into the current loan.
100 Percent Loans
It’s possible for people to receive 100 land loans, but these land loans rates will be at a higher rate than loans that have something offered as collateral. To make it easier to obtain these loans, borrowers are going to need to have a down payment ready to present to the lender.
If borrowers are concerned about their rates, they may want to obtain one of the other loans that have been mentioned here. People can receive land loans Texas for lower interest rates than they will receive from a 100 percent loan, and they can choose a fixed interest rate or a variable rate, whichever is manageable for them.
Developers and non-developers alike can receive rural land loans. If they are developing the land, it will be easier to qualify for raw land loans because they will obtain income from the land, but they may be able to receive land only loans when they have recreational purposes in mind. If they need money, people may also be able to obtain a loan based on the equity in their land. Land is just one other way for people to obtain the money that they need.